Shortened footnote and citation:
{{sfn | Ledgerwood | 1999 | p=}}

* {{cite book | last=Ledgerwood | first=Joanna | title=Microfinance Handbook | publisher=World Bank Publications | publication-place=Washington, DC | date=1999 | isbn=0-8213-4306-8}}


Named reference:
<ref name="p884">{{cite book | last=Ledgerwood | first=Joanna | title=Microfinance Handbook | publisher=World Bank Publications | publication-place=Washington, DC | date=1999 | isbn=0-8213-4306-8 | page=}}</ref>