12 Months of zero management fees

AWARD-WINNING, EFFORTLESS & MANAGED BY EXPERTS

Are you looking for a tax-efficient way to save for the future? Open a Wealthify Stocks & Shares ISA, Junior ISA, Self Invested Personal Pension or General Investment Account with as little as £1 (£50 for Pensions) and pay no management fees for 12 months.

If you're transferring an existing investment to us, there are a few things you'll need to consider before deciding whether or not it's right for you. Find out more here.

New customers only. Full terms and conditions here.

With investing, your capital is at risk. The tax treatment of your investment will depend on your individual circumstances and may change in the future.

HOW TO QUALIFY:

Step 1

Choose one of five investment styles to create your Plan

Step 2

Deposit or transfer an existing Plan to Wealthify

Step 3

Enjoy 12 months management fee free

STEPS FOR CLAIMING THIS OFFER

If you're opening a brand-new investment with us, rather than transferring from an existing provider, simply click the button below to register.

If you're transferring an existing investment to us, however, then here are a few things you'll need to consider before deciding whether or not it's right for you.

Exit costs: We won’t charge you if you transfer your investment to us. However, your existing investment provider might have an exit charge, so be sure to check with them first.
Investment fees: Before transferring your investment, compare your current fees and charges with ours. Even though we keep our costs as low as possible, you should understand the different fees and charges before making the move, checking that everything makes financial sense for you.
Transfer process: Your investment will be transferred as cash only, so the existing investments will need to be sold first. As a result, you will not be invested for a period of time — and you’ll be ‘out of the market’ while the transfer takes place.
It’s not certain you’ll be better off: There are never any guarantees about how investments will perform over time. By combining two or more pensions, you're not guaranteed to have more money in retirement than you would if you kept them separate.
Pension benefits and guarantees: You can't transfer a pension to us that has safeguarded benefits or guarantees, which might include defined benefit pensions; defined contribution pensions with a guaranteed income; or benefits such as getting more than 25% of your cash tax-free. We also can't accept a transfer if you’re already taking an income from it. For other pensions, you should also consider whether you may lose any other valuable features if you transfer, such as loyalty bonuses.

WHY WEALTHIFY?

We want to help make your money work harder. It’s simple – you choose what type of investor you want to be, from cautious to adventurous, and we’ll build you an investment Plan and manage it for you.

You can withdraw anytime with no penalties and we also offer ethical Plans, so you can easily invest in line with your values.

CAUTIOUS

Minimising loss is the priority. Small movements up and down in Plan value are acceptable, with the aim of beating inflation.

Tentative

Limiting loss is important. Moderate movements up and down in Plan value are acceptable, with the aim of achieving reasonable growth.

Confident

Minimising losses is as important as making gains. Movements up and down in Plan value are acceptable, with the aim of achieving good growth.

Ambitious

Making gains is the priority. The risk of large losses and large movements up and down in Plan value are acceptable, with the aim of achieving high growth.

Adventurous

Maximising returns is the priority. The risk of substantial losses and substantial movements up and down in Plan value are acceptable, with the aim of achieving the highest growth possible.

LOOKING TO TRANSFER AN EXISTING ISA?

WHY WOULD YOU TRANSFER?

Save money on fees - you may be paying higher fees for your other ISAs and could save if you consolidate
Your money won't be locked away, you can withdraw or transfer at any time, if you need to

HOW TO DO IT?

You can transfer any cash ISAs or Investment ISAs (aka Stocks and Shares ISAs) you have with other providers to Wealthify.

Transferring ISAs from previous tax years doesn’t impact your current ISA allowance at all, so you can still put up to £20,000 into an ISA this tax year. However, if you want to transfer an ISA you’ve paid into this tax year, you have to transfer the whole amount, and it will count towards this year’s ISA allowance.

Within your Wealthify ISA, you can set up as many different ISA Plans as you like, both for transfers in and for this tax year’s ISA allowance.

When you transfer an ISA to Wealthify, you should always use the official ISA Transfer Form to retain the ISA tax benefits.

To find out more, download our Guide to Investment ISAs.

STRENGTH IN DEPTH

We’re backed by Aviva, one of the UK’s largest financial services institutions which has looked after British consumers for more than 325 years.

Wealthify operates independently but Aviva own a majority shareholding, which means you get the best innovation in smart simple investing together with the security of knowing that we’re here to stay and operate to the highest standards.

Aviva’s investment in Wealthify allows us to achieve all the things we always wanted to, but at an accelerated pace and with greater confidence.