Personal Finance
Use Bankrate's advice and tools to help make all of your personal finance decisions.
Latest Articles
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Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read Jul 11, 2024 -
Pros and cons of debt consolidation: Is it a good idea?
Weigh the pros and cons to decide if debt consolidation is right for your situation.
6 min read Jul 03, 2024 -
How to spot debt collection scams: 6 signs to watch out for
Here’s how to find out if a debt collector is legit.
6 min read Jun 28, 2024 -
How to build credit without a credit card
There are many ways to build up credit even if you don’t qualify for a credit card.
6 min read Jun 27, 2024 -
What is the statute of limitations on debt?
Debt collectors have a limited time to file a lawsuit against you. Here’s what to know.
7 min read Jun 26, 2024 -
How to negotiate a debt settlement
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
6 min read Jun 25, 2024 -
How to rebuild credit after bankruptcy
Your credit will take a hit, but things might not be as bad as you expect.
7 min read Jun 26, 2024 -
What happens to your debt after you die? How to protect your heirs
What happens to your debt after you die? Bankrate explains.
8 min read Jun 17, 2024 -
How does a debt management plan affect applying for loans?
A debt management plan shouldn’t prevent you from getting credit.
3 min read Jun 14, 2024 -
These are the best debt relief options — which is right for you?
Debt relief comes in many forms, each with different benefits and drawbacks.
4 min read Jun 25, 2024