We are seeking qualified candidates to join our team in the role of Mortgage Loan Underwriter. As an integral part of our growing organization, the Mortgage Loan Underwriter will review mortgage applications and assess the credit, income, asset, and collateral documentation to ensure compliance with agency and investor standards. We are looking for detail-oriented and motivated individuals who can make informed decisions that facilitate successful homeownership.
Responsibilities
Review and analyze loan files to ensure they meet program requirements, including assessment of Credit, Capacity, Capital, Collateral, and supporting documentation.
Evaluate loan risks and calculate them accordingly.
Identify and request necessary documentation to complete loan files.
Clear outstanding conditions to proceed with loan approval or denial.
Qualifications
Detail-oriented with a strong attention to accuracy.
Team player with a proactive approach to problem-solving.
Ability to follow instructions and adhere to guidelines.
Familiarity with Ellie Mae Encompass is preferred.
Experience in a multi-investor environment is advantageous.
Job Requirements
Minimum 2 years of experience with Encompass.
Experience with 203K Loans preferred.
At least 3 years of residential mortgage underwriting experience.
Proficiency in underwriting VA loans.
Familiarity with Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector.
Knowledge of FNMA and FHLMC policies and guidelines.
Working knowledge of fraud detection tools.
About Us
We are a passionate team of mortgage lending professionals dedicated to prioritizing our clients' needs. Our company operates with a commitment to educating consumers in today's dynamic market, ensuring they make informed decisions about homeownership.
Our mission is built on the highest standards of ethics, values, and customer care, aiming to earn the trust and loyalty of homeowners who choose us as their preferred mortgage partner.
This is a full-time position with standard hours from Monday to Friday, 9:00 AM to 5:30 PM. We offer competitive compensation starting at $70,000 per year, along with comprehensive benefits including Medical, Dental, and Vision insurance, 401(k) matching, and generous PTO and sick leave.
Benefits
401(k) with employer match
Dental insurance
Health insurance
Life insurance
Paid time off
Vision insurance
Schedule
8-hour shift
Application Process
Please apply directly through our preferred channels. If you require alternative application methods or accommodations, kindly contact us directly.
Employment Type: Full-Time
Seniority level
Mid-Senior level
Employment type
Full-time
Job function
Finance and Sales
Industries
Human Resources Services
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