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The Social Security Administration provides two categories of benefit programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI eligibility is determined by your prior income and the duration of your Social Security tax contributions, while SSI eligibility is based on your current income and is subject to stringent financial thresholds.
But, can one person obtain both benefits at the same time? It is possible, but you have to meet the following criteria to be able to get them.
What happens if you get both SSI and SSDI?
Due to the income prerequisites of SSI and its stringent constraints, numerous recipients of SSDI find themselves ineligible for SSI, as their SSDI payments surpass the federal benefit rate (FBR). At the moment, the FBR is capped at $943 for an individual and $1,415 for couples.
However, these limits can be kind of confusing because only half of your income is considered when determining compliance with the income thresholds established by the SSA. Consequently, you could receive up to $1,500 monthly and still meet the criteria for SSI benefits.
Given the intricate and potentially confusing nature of the calculation process, it is advisable to seek guidance from an SSA representative or a disability attorney.