HL Ready-Made ISA
Leave it to the experts with our all-in-one ISA
An easy way to invest this year’s ISA allowance
The HL Ready-Made ISA lets you leave day-to-day investment decisions to a team of experts, while sheltering your money from tax.
The investments are made up of a diversified collection of funds, offering a simple all-in-one option if you need a bit of help with where to invest your ISA allowance. You can buy or hold other investments alongside these investment options.
You should check in on your investments from time to time to make sure they still meet your needs and investment objectives.
Get started from £100 as a lump sum, or from £25 a month. You can add money and make changes to your investment choices at any point.
Consider a Ready-Made ISA if:
- You'd like a team of experts to look after the day-to-day investment decisions.
- You're likely to invest for at least five years.
- You've already built up cash savings for emergencies.
Think about alternatives if:
- You are not comfortable with the value of your investment going up and down.
- You're unsure of the differences between saving and investing.
- You don't feel comfortable choosing and reviewing your investment. If you're not sure investing is right for you, ask for financial advice.
- You'd like to build your own ISA portfolio.
Important information: investing for longer increases the likelihood of positive returns. Over a period of five years or more, investments usually give you a higher return compared to cash savings. But investments, and any income from them, can go down as well as up in value, so you could get back less than you put in.
You should be comfortable choosing an investment without personal advice: you're responsible for making sure your decisions are right for your circumstances and needs. If you're not sure a decision or investment is right for you, please contact us for financial advice. The HL Ready-Made Investments are run by our sister company Hargreaves Lansdown Fund Managers Ltd. Tax rules for Stocks and Shares ISAs can change and their benefits depend on your circumstances.
Why choose HL for your Ready-Made ISA?
- Ease: choose the investment which best matches your needs
- Expertise: investment experts make the day-to-day investment decisions
- Transparency: see how your Ready-Made ISA is performing, online or via the HL App
- Trust: for more than 40 years we've helped investors make the most of their money. Over one million clients trust us with their accounts
Why choose HL for your Ready-Made ISA?
- Ease: choose the investment which best matches your needs
- Expertise: investment experts make the day-to-day investment decisions
- Transparency: see how your Ready-Made ISA is performing, online or via the HL App
- Trust: for more than 40 years we've helped investors make the most of their money. Over one million clients trust us with their accounts
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Help and support
If you have any questions about the portfolio funds, you can speak to one of our client support experts by calling 0117 980 9000