Elements Financial

Our DEIB Council recently hosted a training on the topic of socioeconomic status and its impact on our community.   We explored how factors like education, income, profession, and family background influence our member’s financial decisions. Socioeconomic status not only affects overall economic stability, but also access to financial education and financial services. By understanding these dynamics, we are finding new ways to serve our members better. This is just one additional way we are like a bank, only better.

Every generation has its unique take on managing finances. As Gen Z rises to adulthood, this tech-savvy generation is leveraging the internet to discover innovative paths to financial success. We’re excited to share insights into Gen Z’s money habits and provide insights on how this group of young adults can use digital tools and new strategies to manage their money.

It was a beautiful (and a bit humid!) night for a stroll in the Mass Ave Arts District last night for Indy Summer Experience event #3. Butler alum Nathan Smurdon, MBA led us on a tour through Mass Ave and the Lockerbie Square Historic Neighborhood, home to the James Whitcomb Riley house. We were then treated to appetizers and dessert at Indy staple the Rathskeller, located in the Athenaeum. Thank you to our alumni and community members who shared some fresh wisdom (and were all-around great hype people for the city!), representing Elements Financial, Indiana State Museum and Historic Sites, Nine13sports, and Prolific. A special shout-out to our sponsor Elements Financial for helping to make this amazing program happen! #ButlerISE2024

Morales Group is all about supporting our teammates holistically. 🫶🏼 At each of our monthly L.E.G.O.S. meetings, we give our teammates the opportunity to nominate people who they believe embody one or more of our core values: Be Humble, Be Courageous, Be a Light, + Be Gritty.    During the meeting, our Morales Unidos Network leaders were nominated and highlighted for their commitment to fostering inclusivity, diversity, and connection within the Morales Group Family. The Morales Unidos Networks were created to celebrate the rich tapestry of cultures and experiences that make our team unique and strong. Following the meeting, we hosted a refreshing Health Fair! Team members enjoyed free massages and connected with various health and wellness companies, emphasizing our commitment to their overall well-being. At Morales Group, we believe in nurturing both the mind and body of our team. A huge thank you to UMR Medical Insurance, Marquee Health, 401k Retirement, SRG Boxing, Massage Heights, Chiro One Wellness Centers, Stretch Zone, + Elements Financial for making this event a success! Here’s to continued unity, wellness, and growth! 💪🏽❤️ #MoralesGroup #LEGOS #moralesunidosnetwork #healthfair #community #wellbeing #Inclusivity #Diversity

Recently our HR team had an incredible day volunteering with DREAM Alive, Inc., teaching 25 high school students the art of resume writing! The workshop covered the importance of resumes and best practices for each section, then guided the students in building their own from scratch. It was amazing to see these young scholars engage and grow their skills. Thanks to Marian University Indianapolis for hosting us in their beautiful campus space.

Family, friends, and co-workers can be great resources for getting a referral to a realtor. If someone you know had a positive experience with an agent, their recommendation could help you find a realtor who will take good care of you!   Not sure where to start on the journey to homeownership? Let Stacy Ashby guide you! Visit elements.org/sashby to get started.

Death isn’t a pleasant topic to discuss, but taking charge of your assets now can prevent chaos and confusion in the future.   Listen to our latest podcast episode featuring Indiana Attorney Kent Emswiller to learn the importance of estate planning and how to secure your tomorrow. Find the podcast on all platforms or at elements.org/BetterMoney.   Miranda Finley

“Everyone has different reasons for refinancing their home. Some are looking to reduce their monthly payments or shorten their loan terms, while others want to access their home’s equity. Before making a decision, it’s important to consider any and all factors to help accomplish your particular goals. What are your goals and how can we help get you there?”    Unsure where to start? Contact Ryan Schulte at elements.org/RSchulte to determine the best option for your situation. 

Most realtors want their clients to be pre-approved before they start looking for a home. This ensures that you have a better idea of what homes you can afford, and it helps you avoid the heartbreak of falling in love with a home that's beyond your budget.   Justin Montour is here for you to ensure that your loan aligns with your financial goals. Get pre-approved today by visiting elements.org/JMontour.

Do you know the difference between a Will and a Trust in estate planning?    In our latest Better Money podcast episode, Miranda Finley is joined by attorney Kent Emswiller to break down the differences while addressing other frequently asked estate planning questions.   Listen or watch the full episode on your preferred podcast platforms.