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Josh Kirby

Josh Kirby

Josh was senior reporter at Times Money Mentor. Previous roles include money analyst at MoneySavingExpert.com and customer service advisor at Santander. He’s passionate about making the subject of money more accessible, as well as getting young people clued up and in control of their finances. Follow Josh on Twitter @joshkirbywrites

Latest from Josh

buying a car in dealership with car finance
Consumer rights

Who can claim compensation for car finance?

The Financial Conduct Authority has announced that it will investigate whether millions of drivers should be compensated due to possible mis-selling of car finance. Here, we look at what that means for you, and whether you might be able to claim. In December, the Financial Ombudsman Service (FOS) said a quarter of all its cases […]
Being a landlord
Property investing

Is becoming a landlord still worth it?

Higher interest rates have been putting pressure on landlords, forcing some to sell up and others to seriously consider it. But could the government’s scrapping of new energy regulations and rent rises stop the exodus?  The Bank of England’s base rate stands at a 15 year high of 5.25%. It has risen sharply from 0.1% […]
best business credit cards
Business Credit Cards

Best business credit cards

A business credit card is designed for business owners and employees who spend money on behalf of the company. It could be a great way to manage your firm’s finances but they can be expensive. Here are our best business credit cards. Similar to a consumer credit card, business credit cards are designed for especially […]
Best lottery-style savings accounts to rival Premium Bonds
Banking & Saving

Best lottery-style savings accounts to rival Premium Bonds

If you’re feeling lucky, several lottery-style savings accounts and products let you forego traditional interest for the chance to win cash prizes of up to £1 million pounds. Savings rates have gone up following 13 increases in the Bank of England’s base rate. You can earn about 5% with a fixed-rate savings account. If you […]
chancellor jeremy hunt about to deliver the spring budget 2024
Income & Budgeting

How will Jeremy Hunt’s 2024 spring budget affect me?

In the spring budget delivered to parliament by chancellor Jeremy Hunt on March 6, he revealed several key policies focused on growing the economy as much as possible. A second round of cuts to national insurance were confirmed by the chancellor. Rumoured changes to income tax were not part of the chancellor’s plans on this […]
A couple look through their bills to see if their mortgage rate will be affordable
Mortgage & Property

Will UK mortgage rates go down again in 2024?

Mortgage rates dropped in the second half of 2023, as inflation plummeted and the Bank of England stopped hiking base rate. However, mortgage rates have been volatile since then, despite falls in inflation. Mortgage rates climbed quickly during summer of 2023, with the average two-year fixed rate reaching 6.86% in July. However, they slumped in […]
what are avios points
Income & Budgeting

What are Avios points? Everything you need to know

Avios points are the currency for British Airways’ reward scheme. You can spend them on flights, hotels and much more. We explain how they work, how to earn them and how many you’ll need for a free flight. If you have a British Airways Executive Club account, and you’ve already booked flights with the airline, […]
Young woman sipping a coffee, checking her phone for the best savings rates
Banking & Saving

Best easy-access savings accounts

An easy-access account lets you withdraw your cash as and when you want it. Here we list the best easy-access savings accounts. An easy-access account is the ideal place to hold your emergency funds in case the boiler breaks down or you lose your job. These accounts allow you to get your hands on your […]

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