How to invest £50,000

Having £50,000 of cash available to you is a great position to be in but it does raise some tough questions on the best actions to take. Savings returns of up to 5% per year have been available recently after the Bank of England raised rates to rein-in inflation. Over multi-year timeframes however, this is […]

How to choose investment funds

If you’re new to investing or after an easy and convenient way to invest your money then you might want to consider funds. Putting your money into investment funds helps to spread the risk and they are popular with both beginners and more experienced investors. But the choice can seem overwhelming, with more than 3,000 […]

How to invest in a high interest rate environment

The Bank of England has held rates at 5.25% since August 2023, but cash savings rates have been coming down since last summer. One option to try to make your money work harder is to consider investing it. Here’s how you can invest to try and beat UK inflation. Some top paying savings accounts will […]

How to buy shares

Buying shares could help your money grow faster than if you left it in a savings account, especially as interest rates are currently low and inflation is soaring. However, with the potential for higher returns comes the risk of your investments losing value, because share prices fall as well as rise. There are also fees […]

Best easy-access savings accounts

An easy-access account lets you withdraw your cash as and when you want it. Here we list the best easy-access savings accounts. An easy-access account is the ideal place to hold your emergency funds in case the boiler breaks down or you lose your job. These accounts allow you to get your hands on your […]

The best high-interest current accounts

A current account is a place where you can manage your money, and some providers pay a rate on your in-credit balance. While it can be a useful way to gain extra cash, some of these options do come with restrictions. For banks and building societies, the current account market is highly competitive. That’s why […]

The best fixed rate savings accounts

If you want reassurance that your interest rate won’t change, a fixed-rate may be your answer

Best bank account switch offers in the UK

If you’re thinking of changing current accounts, consider the providers which are paying you for switching. The extra cash could come as a handy benefit, so below we’ve rounded up the best bank account switching bonuses in 2024.   From taking advantage of enhanced current account features to accessing better customer service, there are many reasons […]

What is the UK state pension age and will it go up?

The planned rise to the UK state pension age will not be brought forward – yet. We explain how state pension age rises will be phased in and how to work out what age you’re likely to reach it. The UK state pension age is currently 66. Due to the population living longer, the age […]

What is the state pension triple lock?

State pensioners received an inflation-busting 8.5% rise in April, taking the weekly new full state pension payment from £203.85 to £221.20. Here we explain why it rose by this figure and how the triple lock works. The full basic state pension rises each year in line with the highest of three factors: earning growth figures […]

Retirement Planning

Looking to retire soon? Use our free tool to find out if your plan is on track

‘Should I buy national insurance years to top-up my state pension?’

‘I have gaps in my national insurance record and I’m worried this will amount to a smaller state pension when I retire. How can I check how much I’m on track for when I stop work and should I make voluntary payments to fill the gaps in my record?‘ Have you got a cost of […]

Best business credit cards

A business credit card is designed for business owners and employees who spend money on behalf of the company. It could be a great way to manage your firm’s finances but they can be expensive. Here are our best business credit cards. Similar to a consumer credit card, business credit cards are designed for especially […]

How to save money on cash withdrawals abroad

Most debit and credit cards come with fees for every transaction – here are the best cards to pack

The best credit cards for poor credit

Including what can affect your credit score and how you can improve it

Should I overpay my mortgage?

Pros and cons of saving vs paying off your home loan

Use our budget planner to calculate your finances

Use our tax calculator to work out your take-home pay

Use our calculator to find out how how much tax you pay

Is it worth appealing a parking fine?

Martyn James explains how to challenge a penalty notice

Is the UK going to have a recession in 2024?

The UK economy entered recession at the end of 2023 following two consecutive quarters of negative economic growth. However, it proved brief, with the UK exiting recession and returning to growth in the first quarter of 2024. We explain what the downturn means for your money, as well as the economy. The UK exited recession […]